Motorcycle Insurance – Farmer Brown Wants to Ride, Not Read

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When looking for your motorcycle insurance it’s a good idea to know which company is writing your insurance policy. If you are going through a broker you will not know the company they are using when quoting their rates… if you ask them you will find they more than likely will never tell you, until the deal is done. So, how will you know who you are signing up with for this great rate? And if there are problems with the motorcycle insurance company they have signed you up with you can end up with No Policy and no RefundMotorcycle apparel includes helmets, jackets, pants, gloves and boots  tvs ronin 225. These are used mainly to protect the motorcycle rider from serious injury in case of an accident. These days’ people understand the importance of these apparels and so the demands of these apparels are increasing day by day. One important motorcycle apparel is a Motorcycle jacket that is a common piece of protective clothing worn by riders to protect them from injuries in case of any mis happening.

These jackets are generally made of tough materials such as leather, nylon or kevlar. Protective tour master motorcycle jackets are becoming increasingly popular, as they besides offering protection from serious injuries, also provide protection from the weather elements like heat, cold and wind. A motorcyclist is often exposed to chilly winds and rain. Ordinary jackets offer little or no protection in bad weather, whereas tour master jackets are waterproof and do not allow wind chills to affect the rider.

Tour Master Jackets have a combination of comfort and protection for the convenience and safety of the rider. These jackets have armor in the shoulder and elbow areas, and other hard-impact places to ensure protection. Padding or foam is also provided for comfort of the rider. These jackets also have better fits which enable comfortable sports riding.
These jackets form an essential part of motorcycle gear as they provide a unique combination of glamour, protection and comfort. Tour Master, motorcycle jackets are available both for men and women in plenty of different sizes, material, and styles. Tour Master Jackets offer all the features that one looks for in a motorcycle jackets, that too at very reasonable price.

Motorcycle Insurance & Motorcycle Rallies – When Farmer Brown bought his 2005 Wing, he got cheap motorcycle insurance through a broker and because it “saved him a bundle” he was happy and he did not care who the company was. Farmer Brown did not read his new policy, since he was so pleased with the money he saved and he did not know or care who gave him those fine rates. Farmer Brown would rather ride than read. But, there was a problem.

A serious limitation in his motorcycle insurance policy is causing Farmer Brown to change companies, eventually. You see, he participates in Rallies and does Iron Butt rides. His liability motorcycle insurance is no good if he goes over 500 miles in 24 hours in a rally. And Farmer Brown goes well over 500 miles, so he thought he would buy a waiver from his motorcycle insurance company for the additional coverage he needed. Nope. His broker told him that the motorcycle insurance company said his policy only applies to competition, not touring.

Farmer Brown wants touring, so that’s that. They do not offer it. Now Farmer Brown has to start all over and look for another company that will provide him with the policy that fits his every need or would have provided the waiver for the extra coverage he needed. AND there was no way to get a refund for the motorcycle insurance he just bought.

Farmer Brown wants to have fun riding in his Rallies and Iron Butt rides, but no. He is stuck with the policy he bought. If he tours in the Rallies he will have no coverage for his fun times riding and therefore risk “losing a bundle”. Farmer Brown has to wait until next year to have fun in his Iron Butt rides. Bummer.

Since most often a motorcycle insurance policy is purchased from a broker and not directly from the motorcycle insurance company, there can be problems with the company (underwriter) and you can end up with no policy and no refund! Farmer Brown ended up with no refund and no fun, but at least he does have a policy. Be sure the broker explains the entire process of how it all works with you before racing down this road to get your motorcycle insurance.

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